PlanSMART
Planning your personal finances, especially building a secure retirement, is something that many of us put off. However, no matter where you are in your career — just entering the workforce or close to retiring — creating and maintaining a good financial plan is relatively easy, and is key to meeting your financial goals. The following resources can help guide you.
Save for Retirement
- Learn More About 457 Plans
Watch this video series to learn how 457 plans can play a key role in a public sector employee's retirement plan.
- Roth IRA or 457 Deferred Compensation Plan?
Learn how a 457 plan and a Roth IRA compare and how each complements the other! (Also, stay current on changing Roth IRA Conversion rules.)
- Save More with the Saver’s Credit
Whether you save through your employer’s retirement plan, an IRA, or both, you should know if you qualify for an additional tax benefit, the Saver’s Credit.
- Saving Toward Your Retirement Dreams
Need a more comprehensive understanding of what public sector employees should consider in planning their retirement?
Transition into Retirement
- Action Items Checklist
Near retirement? Review this checklist for steps to take to ensure your personal financial house is in order.
- Reaching Your Dreams Retiree Guide
View these 10 critical questions to help ensure your transition into a new phase of life is a successful one.
Invest for Retirement
- Investing Basics
View this video series to learn the basic concepts that investors should consider.
- Building Your Portfolio: A Guide to Risk & Asset Allocation
Take the next step: determine how much risk you should take and how to begin selecting your investments.
- Investing for Retirement Guide
Need a more thorough understanding of investing concepts, terms, and strategies?
Learn more about investing for retirement, receiving investment advice and account management, and all the ways ICMA-RC can help you InvestSMART.
Organize Your Finances
- Personal Financial Database
Download this file to your computer; then fill it out and save it, providing a single listing of common financial records.
- Tools & Calculators
Receive projections on financial goals ranging from budgeting to credit and debt to saving to retirement planning.